Debt negotiation differs greatly from credit counseling and DMPs.  That’s why many states have laws regulating debt negotiation companies and the services they offer.  With our services, you can pay up to 40% less if you are able to make lump sum debt payments. Contact us for more info.

Debt Management Plans:  If your financial problems stem from too much debt or your inability to repay your debts, a credit counseling agency may recommend that you enroll in a debt management plan (DMP).